Hey spanky, it's not a myth. if you don't have the funds, you shouldn't spend.
US regular people know that if we try that, banks and collectors won't hesitate.

I think Mr. Hare fell down the Rabbit hole........

How do morons like this get elected?

Be kind to Phil Hare, when he dies everyone in the world will move down one notch on the "stupidity scale".

I call it, a "Pete Stark" moment.